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Answer a few questions for us to understand your business' needs
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We will advise which options could be suitable for your business
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We'll present any offers available for your business. You choose the one that best suits your business.
Retail and wholesale invoice finance provides businesses in the supply chain with early access to cash tied up in unpaid invoices, helping them manage stock purchases and supplier payments.
It can take the form of factoring, discounting, or selective facilities, depending on whether the lender or business handles collections.
Provide goods or services to your customer and issue an invoice as usual.
Share the invoice details with your chosen invoice finance provider.
The provider will advance you a percentage of the invoice value, usually between 70% and 90%.
Your customer then pays the invoice either directly to the finance provider or to you, depending on the type of facility.
Once payment is received, the finance provider releases the remaining balance to you, minus their agreed fees or charges.
At Compare Invoice Finance, we make it easy to compare invoice finance options from leading UK lenders.
Whether you're looking for invoice discounting, invoice factoring, selective invoice finance, or any other type of invoice funding, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.
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It helps retailers and wholesalers manage seasonal demand, purchase stock in bulk, and negotiate better supplier terms. It reduces dependency on overdrafts and ensures smoother operations.
Used by importers, wholesalers, and retailers supplying large chains or supermarkets that often demand extended credit terms.
Facilities are often scalable, growing in line with sales volumes, which is ideal for businesses experiencing rapid expansion.
Yes, it’s well suited for peak trading cycles.
Yes, provided they are creditworthy.
Absolutely, many lenders cater to small firms.
Selective options allow you to choose invoices.
Usually 70–90% of invoice value.
