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Answer a few questions for us to understand your business' needs
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We will advise which options could be suitable for your business
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We'll present any offers available for your business. You choose the one that best suits your business.
Invoice discounting allows businesses to borrow against the value of unpaid invoices while retaining responsibility for collections. Customers remain unaware that finance is in place.
Facilities include disclosed and undisclosed discounting, and some offer selective invoice discounting where only chosen invoices are funded.
Provide goods or services to your customer and issue an invoice as usual.
Share the invoice details with your chosen invoice finance provider.
The provider will advance you a percentage of the invoice value, usually between 70% and 90%.
Your customer then pays the invoice either directly to the finance provider or to you, depending on the type of facility.
Once payment is received, the finance provider releases the remaining balance to you, minus their agreed fees or charges.
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Whether you're looking for invoice discounting, invoice factoring, selective invoice finance, or any other type of invoice funding, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.
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It improves cash flow while keeping credit control in-house, preserving customer relationships and confidentiality. It is usually cheaper than factoring due to lower service involvement.
Suitable for established businesses with strong credit control processes, such as larger manufacturers and service providers.
Lenders prefer businesses with reliable customers and robust internal collections systems. Discounting may not be available to smaller firms without financial track records.
Yes, customers typically won’t know.
Up to 90% of invoice value.
Many lenders require annual turnover to be over £150,000.
Yes, collections remain your responsibility.
Yes, selective invoice discounting allows you to fund only chosen invoices.
