Export Invoice Finance

Accelerate overseas payments from international buyers.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

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What is Export Invoice Finance?

Export invoice finance provides businesses with early access to cash tied up in invoices issued to overseas customers. It helps manage the risks and long payment cycles often associated with international trade.

Types of Export Invoice Finance

This can be structured as factoring or discounting, and some lenders offer specialist facilities that include foreign exchange management and credit protection against overseas buyers.

Raise an Invoice

Provide goods or services to your customer and issue an invoice as usual.

Submit to Finance Provider

Share the invoice details with your chosen invoice finance provider.

Receive Advance

The provider will advance you a percentage of the invoice value, usually between 70% and 90%.

Customer Pays the Invoice

Your customer then pays the invoice either directly to the finance provider or to you, depending on the type of facility.

Get the Remainder Minus Fees

Once payment is received, the finance provider releases the remaining balance to you, minus their agreed fees or charges.

Compare Invoice Finance Deals Today

At Compare Invoice Finance, we make it easy to compare invoice finance options from leading UK lenders.

Whether you're looking for invoice discounting, invoice factoring, selective invoice finance, or any other type of invoice funding, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

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Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of Export Invoice Finance

It bridges the cash flow gap caused by international payment delays, covers currency risks, and offers protection against non-payment. It enables exporters to expand globally without straining working capital.

Manufacturers, wholesalers, and exporters supplying goods or services internationally, especially to markets with longer or less predictable payment timelines.

Things You Need to Know

Documentation requirements may be stricter, and lenders often prefer to work with clients trading with creditworthy overseas buyers.

FAQs

Can I finance invoices in any currency?

Yes, most lenders cover multiple currencies.

Is bad debt protection included?

Many facilities include credit insurance.

Can I use it for new markets?

Yes, but lenders may assess country risk.

How quickly are funds released?

Within 24–48 hours of invoice submission.

Does it work with letters of credit?

Yes, it can complement LC arrangements.

Disclaimer: Compare Invoice Finance helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).